Updated Apr 5th, 2017

Life Insurance for Mexican Citizens

The great news is that getting life insurance for Mexican citizens that live in the U.S. is not as hard as you might think. If all you need is a quote leave a comment or fill out our contact form. Hablamos español.

Here are some rules for Mexican citizens looking for life insurance.

Lived In The U.S. For More Than 2 Years

If you have been in the Unites States longer than 2 years, for life insurance purposes, you will be treated as a resident. This means that you can get all types of life insurance like term, universal or whole life. Also, your ratings will not be affected, and you will pay regular rates. The company you chose will need the following information:

  • Visa copy.
  • Passport copy.
  • You will need to take a medical exam which consists of a blood test and urine test.
  • If you travel to Mexico you will need to disclose how often, and if you have any plans to go there.
  • All of the process will need to be done in the U.S. and it should take between 6-8 weeks.

Companies To Use

The following are 2 great, highly rated companies that will give Mexican citizens great ratings for life insurance.

Principal Life Insurance

Principal Financial Group

Principal Financial Group
A+ (Superior) A.M. Best Company

A member of the FORTUNE 500®, has $517.9 billion in assets under management and serves some 19.4 million customers worldwide from offices in 18 countries throughout Asia, Australia, Europe, Latin America and North America.

John Hancock Life

John Hancock Company

John Hancock Financial
A+ (Superior) A.M. Best Rating

John Hancock Financial is a unit of Manulife Financial Corporation, a leading Canada-based financial services group with principal operations in Asia, Canada and the United States.

You can’t go wrong choosing any of these two companies, and you will get most likely a positive outcome. In addition, if you would like to get a quote to compare each company you can get if here: Set Meeting an Online Meeting

Less Than Two Years In The U.S.

We have been helping Mexican citizens in this particular case for many years. And we have the expertise to know what companies will give you the best rating. As a matter of fact there are still many option for Mexican citizen that just moved to the U.S. but you have to know who will approve you.

Non Medical Option

We were able to secure a non medical option for life insurance. This means you will NOT have to do a blood and urine test. While the rates may be a little bit more expensive, the convenience for many people is worth it. This speeds up the time it takes for you to get approved and have life insurance.

Because of competitive reasons we can reveal who this provider is, but contact us and we can help you get life insurance without a medical exam.


Life Insurance for Mexican citizens that live outside of the U.S.

There are a few companies that will give you a good rating as a foreign national. In general you will need the following to apply for life insurance:

  1. You will need to prove why you need the insurance in the U.S.
  2. Copy of your Visa
  3. You will need to have a U.S. bank account
  4. A cover letter from your agent explaining your situation
  5. You have to complete all of the process in the U.S.

Also, please talk to your accountant about the taxation of your assets in the U.S. for your particular situation.

Leave a comment or email us at : [email protected]

Get A Free Quote!

Leave a Reply